Suprem Court sentence of October 16th, 2018, sets that Stamp Duty Tax - I.A.J.D levied on Mortgages must be paid by the Bank.

¿Did you pay Tax, Notary and Registry Fees upon subscribing your mortgage?

Do you know that you were imposed an abusive clause whereby you must pay the integrity of notary, registration and stamp duty tax fees regarding your mortgage deed?

Over the last years Supreme Court had already ruled this clause was abusive and thus consumers were right to be refunded Notary and Registration fees.

Now, situation has recently done a radical u-turn in favor of the clients, since in October 16th, 2018, Suprem Court has surprisingly changed by three judgements his criteria and established that according to tax regulations legal tax debtor of the Stamp Duty - I.A.J.D tax must be the bank instead of the client.